Ensure targets for the month are achieved by bringing in new loans, and timely disbursement of loans as per targets given.
Duties and Responsibilities.
- Marketing of the company products
- Lead generation,On-boarding new customers and doing proper data entry of the same.
- Develop an overall disbursement strategy to achieve the set target.
- Maintaining and retention of clients.
- Conduct thorough business and home appraisals,Reactivation of dormant clients.
- Demand and enforce repayment of the assigned portfolio and achieve set targets.
- To key in follow up interactions on all accounts.
- To follow up on zero payments.
- Collections of all active loans
- Ensure loans are cleared on or before the due day.
- Champion of retention and repeat clients (active clients)
- Ensure proper asset listing and valuation are done.
- Provide pin locations for clients.
- Ensure proper appraisal of business and home is done.
- Daily execution of debt follow-up by phone, visits, and recovery.
Skills And Qualifications
- Bachelor’s degree/ Diploma in finance, accounting, or a related field.
- Relevant certifications or professional qualifications in credit analysis are a plus.
- Proven experience as a Loan Officer or similar role in a financial institution.
- Strong analytical skills with the ability to interpret complex financial information and assess credit risk.
- In-depth knowledge of credit evaluation techniques, loan underwriting principles, and regulatory requirements.
- Excellent attention to detail and strong organizational skills.
- Ability to work independently and make sound decisions within established guidelines.
- Effective communication and interpersonal skills.
- Proficiency in using financial analysis software and MS Office applications.
- Commitment to maintaining confidentiality and handling sensitive customer information ethically.
- Understanding of market trends, industry best practices, and emerging technologies in credit analysis and lending
If you qualify,send your CV to email@example.com with the subject line Loan Officer . Only shortlisted candidates will be contacted.